Every sub's insurance tracked in 10 minutes. Chased automatically forever.
Upload their COIs. Subcerta reads them, watches every expiration, and hounds your subs for renewals so you never have to.
No credit card. No commitment. Just first in line at launch.
Built inside a Florida GC that got burned.
| Subcontractor | Trade | Coverage | Expires | Status |
|---|---|---|---|---|
| Rivera Electric LLC | Electrical | GL $1M / $2M | Mar 14, 2027 | Current |
| Precision Plumbing Co | Plumbing | GL $1M / $2M | Sep 02, 2026 | Expiring soon |
| Gulf Coast Roofing | Roofing | GL $2M / $4M | Jul 28, 2026 | Expired |
| Martinez Drywall Inc | Drywall | GL $1M / $2M | Jan 09, 2027 | Current |
| Apex HVAC Services | HVAC | GL $1M / $2M | Aug 30, 2026 | Expiring soon |
An expired COI looks exactly like a current one. Until the lawsuit.
The PDF in your folder does not change color when the policy behind it lapses. Your spreadsheet does not send alerts. So the day a sub's worker gets hurt on your site with a lapsed policy, their problem becomes your claim, your premium hike, and your legal bill.
Chasing renewals by phone and email is the only defense, and it eats hours every week. Five touches to get one cert from one sub, multiplied by every sub you pay. Most small GCs and property managers just stop chasing. That is the gap a six figure claim walks through.
How it works
Upload their COIs
Drag in the PDFs you already have. That is the whole setup. Your first sub is tracked in about 10 minutes.
Subcerta reads and tracks everything
Carrier, coverage type, limits, and expiration dates are pulled from each certificate automatically. Every expiration is watched from that moment on.
Renewals get chased for you
Your subs get automatic reminders at 30, 14, and 3 days before expiration. They upload the new cert through a simple link, no login, no account.
You do not need an enterprise platform. You need the certs handled.
Enterprise COI platforms
- Demo call before you see anything
- Pricing hidden behind a sales team
- Onboarding fees and annual contracts
- Built for corporate risk departments
Subcerta
- Pricing right here on this page
- Self-serve, sign up and go
- No onboarding fee, cancel anytime
- First sub tracked in 10 minutes
COI tracking without the demo call.
Pricing is right here. No sales call, no onboarding fee, and your first sub is tracked in 10 minutes. Built for small GCs and property managers, not risk departments.
Cancel anytime. No onboarding fee. No contract. Founding members lock these prices for life.
Questions a careful owner asks
What if my subs ignore the reminder emails?
Some will, at first. Subcerta keeps following up on a schedule so you do not have to, and your dashboard shows exactly who has not responded. You always know which subs to lean on before they set foot on your site, instead of finding out after something goes wrong.
How accurate is the COI reading?
Subcerta pulls the carrier, coverage lines, limits, and expiration dates from each certificate and shows you what it found. You can review and correct any field in seconds. Nothing gets buried, you always see the source PDF next to the extracted data.
Do I have to change how I work or switch software?
No. Keep your accounting, your project management, and your process. Subcerta only replaces the spreadsheet (or the folder of PDFs) you use to track insurance. Upload the certs you already have and you are done.
What happens when a cert actually expires?
The sub turns red on your dashboard and you get an alert the moment it happens. The sub keeps getting renewal requests, and you have a clear record showing you flagged it before they worked another day. No more finding out during a claim.
Is my data safe?
Yes. Your certificates and sub information are stored encrypted, they are never sold or shared, and you can export or delete everything at any time. It is your data, full stop.
Why not just keep using a spreadsheet?
A spreadsheet does not read PDFs, does not send reminders, and does not tell you when a date passes. It only works if a human checks it every week, and that human is you. Subcerta does the checking and the chasing for less than an hour of anyone's billable time.
How is this different from myCOI and the big compliance platforms?
Those platforms are solid tools built for large companies with risk departments, and they are priced and sold that way: demo calls, custom quotes, onboarding projects. Subcerta is the simple alternative for small GCs and property managers. Public pricing, self-serve setup, and tracking that starts in minutes, not weeks.
Stop babysitting certificates
Join the waitlist and be first in line at launch. Founding members get 50% off for 3 months and lock their price for life.
No credit card. No commitment. Unsubscribe anytime.